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A bank is planning to modernize its legacy core banking system. Its primary goals are to accelerate the launch of new financial products, improve scalability to handle peak transaction loads, and enhance system resilience. Which architectural approach for a new Core Banking Solution best addresses these goals?

A monolithic architecture where all components are tightly coupled for stability. A service-oriented architecture (SOA) with a central enterprise service bus (ESB). A microservices-based architecture where banking functions are broken down into small, independent services. A client-server architecture focused on optimizing the front-end user experience.

Correct Answer:

A microservices-based architecture where banking functions are broken down into small, independent services.

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