Florida Process Server Practice Test

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Which of the following coverages is typically NOT included in a standard Florida Personal Auto Policy (PAP) Part A - Liability Coverage?

Bodily Injury to others Property Damage to others' property Damage to the insured's own vehicle Legal defense costs for covered accidents

Correct Answer:

Damage to the insured's own vehicle

Explanation:

Part A - Liability Coverage in a Personal Auto Policy (PAP) covers bodily injury and property damage to others, as well as legal defense costs. Damage to the insured's own vehicle is covered under Part D - Coverage for Damage to Your Auto (Collision and Comprehensive).

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