AAFCS Family And Consumer Sciences Certification Exam

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A family is creating a budget to manage their finances more effectively. According to the principles of family resource management, what is the crucial first step they should take?

Track all income and expenses for a month. Set clear short-term and long-term financial goals. Research and select a budgeting app or software. Allocate 20% of their income to savings.

Correct Answer:

Set clear short-term and long-term financial goals.

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