Cila Loss Adjusting Exam Prep | United Kingdom

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Why might a vintage sports car driven by an inexperienced driver attract a higher motor premium than a family car driven by an experienced driver?

Family cars are always covered by government subsidy schemes Both the probability of a crash and the likely repair or replacement cost are higher Vintage cars are legally required to carry double the minimum third-party cover Inexperienced drivers are automatically uninsurable under UK law

Correct Answer:

Both the probability of a crash and the likely repair or replacement cost are higher

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