Versicherungsfachmann BP Practice Questions - Versicherungsfachmann Versicherungsfachfrau Mit Eidgenössischem Fachausweis Exam

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In the event of a partial insured loss under Article 42 VVG, what rights of contract cancellation (Kündigung im Schadenfall) exist for both parties?

Only the insurer may terminate the contract, provided it gives 6 months notice before the end of the policy year Only the policyholder may terminate, and must do so within 7 days of submitting the initial claim notice Both the insurer and the policyholder may terminate the contract when the insurer acknowledges or pays indemnity Neither party may terminate the contract before the full multi-year contractual duration expires

Correct Answer:

Both the insurer and the policyholder may terminate the contract when the insurer acknowledges or pays indemnity

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