SC Public Adjuster Practice Questions - South Carolina Public Adjuster Exam

What is a 'total loss' or 'constructive total loss' in property insurance?

Any loss that exceeds the deductible A loss where the cost to repair the property equals or exceeds its insured value A loss that affects only the building exterior A loss covered by flood insurance only

Correct Answer:

A loss where the cost to repair the property equals or exceeds its insured value

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