OH Public Adjuster Practice Questions - Ohio Public Adjuster Exam

Which of the following best describes the 'principle of utmost good faith' in insurance?

The insured must always accept the insurer's first settlement offer Both the insured and insurer must deal honestly and disclose all material facts The insurer must pay every claim regardless of merit The public adjuster must work for free if the claim is denied

Correct Answer:

Both the insured and insurer must deal honestly and disclose all material facts

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