NISM Series X-B Practice Questions - NISM-Series-X-B Investment Adviser (Level 2) Certification Examination Exam

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Under the Human Life Value (HLV) approach to life insurance need analysis, what does the calculation primarily estimate?

The present value of a person's future income available for dependants The total premium a client can afford to pay The maturity value of an endowment policy The replacement cost of a client's physical assets

Correct Answer:

The present value of a person's future income available for dependants

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