NAMU CMU Practice Questions - NAMU Certified Mortgage Underwriter (NAMU-CMU) Exam

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Under the ATR/QM rule, what is the maximum debt-to-income (DTI) ratio for a General QM loan with an Average Prime Offer Rate (APOR) spread below the threshold?

28% 36% 43% (legacy) / no hard cap under price-based General QM 50%

Correct Answer:

43% (legacy) / no hard cap under price-based General QM

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