MN Public Adjuster Practice Questions - Minnesota Public Adjuster Exam

What is 'soft fraud' versus 'hard fraud' in insurance?

They are the same thing Soft fraud involves exaggerating a legitimate claim; hard fraud involves completely fabricating or intentionally staging a loss Soft fraud is legal; hard fraud is illegal Hard fraud only involves fire; soft fraud involves everything else

Correct Answer:

Soft fraud involves exaggerating a legitimate claim; hard fraud involves completely fabricating or intentionally staging a loss

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