MN Public Adjuster Practice Questions - Minnesota Public Adjuster Exam

What is an 'ice dam' and how does it typically affect insurance coverage in Minnesota?

A dam made of ice for hydroelectric power A ridge of ice that forms at the roof's edge preventing melting snow from draining, causing water to back up under shingles and into the home; resulting interior water damage is generally covered A type of flood damage that is always excluded Damage from ice falling from a roof onto a car

Correct Answer:

A ridge of ice that forms at the roof's edge preventing melting snow from draining, causing water to back up under shingles and into the home; resulting interior water damage is generally covered

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