MN Public Adjuster Practice Questions - Minnesota Public Adjuster Exam

What is the difference between 'direct damage' and 'indirect damage' coverage?

There is no difference Direct damage covers physical damage to the property; indirect damage covers resulting financial losses such as lost business income and additional living expenses Direct damage applies only to buildings Indirect damage covers only personal property

Correct Answer:

Direct damage covers physical damage to the property; indirect damage covers resulting financial losses such as lost business income and additional living expenses

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