MN Public Adjuster Practice Questions - Minnesota Public Adjuster Exam

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A public adjuster discovers that a client's Minnesota home has been vacant for more than 60 days. How might this affect coverage?

It has no effect on coverage The vacancy clause may reduce or eliminate coverage for certain perils; vandalism and theft may be excluded, and other covered losses may be reduced by 15% Coverage is automatically doubled The policy is automatically canceled

Correct Answer:

The vacancy clause may reduce or eliminate coverage for certain perils; vandalism and theft may be excluded, and other covered losses may be reduced by 15%

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