MI Public Adjuster Practice Questions - Michigan Public Adjuster Exam

A Michigan commercial building has a 'Basic' causes of loss form. Which perils are covered?

All perils except those excluded Fire, lightning, explosion, windstorm or hail, smoke, aircraft or vehicles, riot or civil commotion, vandalism, sprinkler leakage, sinkhole collapse, and volcanic action Only fire and lightning Everything including flood and earthquake

Correct Answer:

Fire, lightning, explosion, windstorm or hail, smoke, aircraft or vehicles, riot or civil commotion, vandalism, sprinkler leakage, sinkhole collapse, and volcanic action

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