MI Public Adjuster Practice Questions - Michigan Public Adjuster Exam

What is 'unfair discrimination' as defined in Michigan insurance law (MCL 500.2019-2020)?

Charging different premiums based on risk Making distinctions in insurance terms, conditions, or rates based on factors not actuarially justified, such as race, religion, or other prohibited classifications Offering discounts to loyal customers Using credit scores in underwriting

Correct Answer:

Making distinctions in insurance terms, conditions, or rates based on factors not actuarially justified, such as race, religion, or other prohibited classifications

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