MI Public Adjuster Practice Questions - Michigan Public Adjuster Exam

What is 'vacancy and unoccupancy' in property insurance?

They mean the same thing Vacancy means the building contains no personal property; unoccupancy means the building has property inside but is not being used for its intended purpose — both can affect coverage Neither affects coverage Vacancy only applies to commercial policies

Correct Answer:

Vacancy means the building contains no personal property; unoccupancy means the building has property inside but is not being used for its intended purpose — both can affect coverage

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