Medicare Introduction Practice Test

Which statement accurately describes eligibility for premium-free Medicare Part A?

You must have worked 40 quarters or be the spouse/widow(er) of someone with those credits. You must have reached age 70 to qualify. You must enroll in Part B to receive Part A. You must have a government job to be eligible.

Correct Answer:

You must have worked 40 quarters or be the spouse/widow(er) of someone with those credits.

Explanation:

Premium-free Part A eligibility is based on earning Medicare work credits through payroll taxes. Forty quarters of work (about 10 years) qualifies you for premium-free Part A, and you can also qualify if you’re the spouse or widow(er) of someone who has earned those credits. Age alone isn’t the trigger, and you don’t have to enroll in Part B to receive Part A. A government job isn’t a requirement either; eligibility comes from your own or your spouse’s work credits.

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