MCBC Billing And Collections Practice Exam

Skip tracing typically includes obtaining which type of information?

Debtor's Bank Accounts Debtor's Medical Records Debtor's Employment History Debtor's Current Address

Correct Answer:

Debtor's Current Address

Explanation:

Skip tracing is about locating a debtor so you can reestablish contact and begin collection efforts. The most essential piece of information to obtain is the debtor’s current address because it provides a reliable way to deliver notices and verify where they live, which is the foundation for reaching out effectively. Bank accounts are private financial details and not used to locate someone. Medical records are protected information and access is restricted, so they’re not appropriate sources for skip tracing. Employment history can sometimes help in locating someone, but it doesn’t give a direct, current way to contact them and may be outdated. So, the focus is on obtaining the current address to restart communication with the debtor.

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