Licensed Baccalaureate Social Worker (LBSW) Practice Exam

The main idea being tested is that Obamacare was designed to bring more people into a regulated, affordable health insurance system and to help curb the growth of health care costs. It achieves this by tightening safeguards in the health insurance market—so insurers can’t deny coverage or price-gate people for having preexisting conditions—and by expanding access so more people can obtain insurance through subsidies, marketplaces, and, in many states, Medicaid expansion. This combination aims to protect consumers and reduce overall spending growth by reducing the number of uninsured and lowering uncompensated care, which drives up costs for everyone. The option that best fits this purpose focuses on regulating the health insurance industry and reducing health care spending. The other choices describe aims that Obamacare did not pursue, such as prioritizing hospital mergers for profits, eliminating Medicare/Medicaid benefits, or creating a single-payer system.