KS Public Adjuster Practice Questions - Kansas Public Adjuster Exam

What is a 'commercial general liability' (CGL) policy, and does it relate to public adjusting?

A CGL policy covers commercial property damage and is the main policy a public adjuster handles A CGL policy covers third party bodily injury and property damage liability; public adjusters handle first party property claims, not CGL claims A CGL policy and a commercial property policy are identical Public adjusters can only work with CGL policies

Correct Answer:

A CGL policy covers third party bodily injury and property damage liability; public adjusters handle first party property claims, not CGL claims

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