KS Public Adjuster Practice Questions - Kansas Public Adjuster Exam

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A commercial policyholder's building suffers both wind damage (covered) and flood damage (excluded) during a severe Kansas storm. How should the public adjuster handle this?

Claim all damage as wind damage Carefully separate and document the wind damage from the flood damage, and file the claim only for the covered wind damage Refuse to handle the claim because of mixed perils Tell the policyholder to claim all damage under their flood policy

Correct Answer:

Carefully separate and document the wind damage from the flood damage, and file the claim only for the covered wind damage

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