Kentucky CE Shop Practice Exam

A general warranty deed provides full covenants against defects. It guarantees clear title against any defects that could affect ownership, even those stemming from before the grantor’s time, and it commits the grantor to defend the title if claims arise. This deed typically includes covenants of seisin (ownership), against encumbrances, further assurances, quiet enjoyment, and warranty of title, offering the broadest protection to the grantee. Other deeds provide narrower protections: a special warranty deed covers only defects that occurred during the grantor’s ownership; a quitclaim deed transfers whatever interest exists with no covenants; and a bargain and sale deed generally carries little to no title warranties. So, for the strongest protection against defects, the general warranty deed is the best choice.