ISCEBS Fellow Practice Questions - Fellow, International Society Of Certified Employee Benefit Specialists Exam

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A self-funded group health plan sponsor wants to limit financial exposure from catastrophic individual claims while retaining most claim risk. Which arrangement directly addresses that goal?

Aggregate stop-loss only with a low attachment factor Specific (individual) stop-loss insurance with a per-person attachment point Fully insured medical contract with experience rating Health reimbursement arrangement integrated with major medical

Correct Answer:

Specific (individual) stop-loss insurance with a per-person attachment point

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