III IC-45 Practice Questions - III IC-45 General Insurance Underwriting Exam

In the context of hazard evaluation, which of the following represents a 'moral hazard'?

A factory lacking adequate fire extinguishing equipment A location situated in a known earthquake zone An insured with a history of submitting fraudulent claims A building constructed with highly flammable materials

Correct Answer:

An insured with a history of submitting fraudulent claims

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