IIBF Strategic Management & Innovations Practice Questions - IIBF Certificate In Strategic Management And Innovations In Banking Exam

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According to C.K. Prahalad and Gary Hamel's framework, which of the following is the best example of a core competency for a commercial bank?

Operating a standard network of automated teller machines (ATMs) across metropolitan cities. An advanced proprietary data analytics engine that accurately predicts customer credit default risk and cross-sell opportunities. Providing basic savings and current account services to walk-in customers. Compiling quarterly financial statements in accordance with local accounting standards.

Correct Answer:

An advanced proprietary data analytics engine that accurately predicts customer credit default risk and cross-sell opportunities.

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