ID Public Adjuster Practice Questions - Idaho Public Adjuster Exam

What is the 'mortgage clause' in an Idaho homeowner's policy?

A clause requiring the mortgage to be paid off before a claim A provision making the mortgage lender a co-payee on claim payments A clause waiving the deductible for mortgaged homes A requirement for the mortgage company to approve all repairs

Correct Answer:

A provision making the mortgage lender a co-payee on claim payments

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