IAI SP1 Practice Questions - IAI Subject SP1 Health And Care Specialist Principles Exam

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Which feature most clearly distinguishes a standalone critical illness (CI) policy from an income protection (IP) policy?

CI pays a lump sum on diagnosis of a defined condition, while IP pays a regular income during incapacity for work CI pays a regular income while IP pays a single lump sum CI covers only accidental injury whereas IP covers only sickness CI is always written as a group contract while IP is always individual

Correct Answer:

CI pays a lump sum on diagnosis of a defined condition, while IP pays a regular income during incapacity for work

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