GBDS Practice Questions - Group Benefits Disability Specialist Exam

In a typical group long-term disability (LTD) policy, what does the 'elimination period' refer to?

The waiting period after disability begins before benefits are payable The maximum number of years benefits will be paid The period during which the insurer may rescind the policy The number of days an employee must work before becoming eligible

Correct Answer:

The waiting period after disability begins before benefits are payable

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