CPRM Practice Questions - CPRM Certified Personal Risk Manager Exam

A CPRM client says, 'I just need cheap insurance.' What is the most appropriate professional response?

Bind the cheapest available policy without further discussion Document the request and explore whether the client understands HNW exposures, gaps, and the consequences of underinsurance Decline to write the account Recommend the standard market only

Correct Answer:

Document the request and explore whether the client understands HNW exposures, gaps, and the consequences of underinsurance

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