CII IF3 Practice Questions - CII IF3 Insurance Underwriting Process Exam

A 'material circumstance' for underwriting purposes is one that:

Only affects the claims department Would influence the judgement of a prudent insurer in setting terms or deciding whether to accept the risk Must always be in writing on a proposal form Relates solely to the premium payment method

Correct Answer:

Would influence the judgement of a prudent insurer in setting terms or deciding whether to accept the risk

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