Certified Insurance Service Representative (CISR) Commercial Casualty I Practice Exam

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Which statement best defines Bodily Injury as used in CGL Coverage A?
Correct Answer:
Physical injury, sickness, or disease to a person, including death that results therefrom.
Explanation:
Bodily Injury in CGL Coverage A means physical harm to a person, including sickness or disease, and it also includes death that results from that harm. This definition focuses on the body of a living person, not on property or financial losses. The statement that describes physical injury, sickness, or disease to a person, including death that results therefrom, best captures that scope. The other options refer to damage to property, purely financial losses, or intangible property, which are not Bodily Injury.

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