CCBCO Practice Questions - ICBA Certified Community Bank Compliance Officer Exam

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A loan is structured so the borrower's debt-to-income ratio is 41%. To rely on the General Qualified Mortgage safe harbor presumption of compliance with the Ability-to-Repay rule prior to the price-based amendment, the DTI generally could not exceed what threshold?

43% 36% 50% 28%

Correct Answer:

43%

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