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AFIP Certification Exam
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Question
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Which federal law requires lenders to disclose the Annual Percentage Rate (APR) to borrowers before finalizing a loan?
Fair Credit Reporting Act (FCRA)
Truth in Lending Act (TILA)
Equal Credit Opportunity Act (ECOA)
Fair Debt Collection Practices Act (FDCPA)
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Correct Answer:
Truth in Lending Act (TILA)
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