Colorado CDL Practice Test

Why is a certificate of employers' liability insurance important to an insured employer?

It evidences the required employers' liability insurance arrangements It replaces the entire policy wording It removes the insurer's right to investigate claims It proves that every employee injury claim is valid

Correct Answer:

It evidences the required employers' liability insurance arrangements

Explanation:

The certificate provides evidence of employers' liability insurance. It does not replace the contract or guarantee that every claim falls within cover.

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