Colorado CNA Practice Exam

Which feature most clearly distinguishes a motor fleet policy from a standard private car policy?

It normally insures only one named driver It commonly covers a number of vehicles under one arrangement and may be rated using fleet experience It can provide third party liability cover only It must be purchased directly from an insurer

Correct Answer:

It commonly covers a number of vehicles under one arrangement and may be rated using fleet experience

Explanation:

A fleet policy is designed to insure multiple vehicles under one arrangement. Larger fleets are commonly underwritten using the fleet's own claims experience and composition rather than treating every vehicle as an unrelated private car risk.

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