Arizona Life And Health Insurance Exam 200 Questions And Answers Set 02
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Terms in this set
200
When the disclosure of an insured's nonpublic information is involved, what is the insurer obligated to do?
Give notice, explain, and allow opting out
Under the Telemarketing Sales Rule, telemarketing calls may NOT be received after
9:00 PM
A health plan offered by private insurance companies is
Medicare Supplement
Chris has a single major medical contract which covers all medical expenses. His plan is considered to be
comprehensive
In accident and health insurance, 60 days must pass after written proof of loss has been received by an insurer before the insured may
Bring legal action against the insurer
When a ten year renewable term life insurance policy issued at age 45 is renewed, the premium rate will be the current rate for
Ten year term insurance for a person aged 55
All of the following are unfair claims settlement practices except
An attempt to settle a claim by arbitration
What is covered under a limited accident and health insurance policy?
Limited perils and amounts
A life insurance policy provision that has the ability to reduce the death benefit is called
Accelerated (living) benefit
If an accident and health insurance claim form is NOT supplied to the insured within 15 says after the notice of claim, the insured may comply with the proof of loss provision by submitting
Written proof of the occurrence and extent of loss